Danger Ahead: Credit Cards Our Next Problem?

Not sure if this is just Bank of America or not. Like one of the commenters, I had an MBNA card that became a B of A card when BofA bough MBNA, complete with some large interest rate changes. Still have the card for credit rating purposes since I've had it for over 10 years, but transfered my balance to one from my Agency's credit union that has *one* flat rate.

Subsequently receiving lots of mail from BofA with new types of credit and credit card deals with teaser rates. Sorry, charlie, this bird has no nest at BofA.
 
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