Credit FICO Score

Doesn't every application for a CC cost 10 FICO points? Do you find that your FICO score growth over the year restores that drop? Are you starting a new FICO advisory service to time the application?

10 pts? pshaaww.

i have no credit, i don't need no credit, and i don't want no credit. i get by just fine day to day with what i bring in and what i got saved. if i stumble in that pursuit i got a little behind me, if that goes then maybe i fall. but i won't pay them pigs a dime.
 
Doesn't every application for a CC cost 10 FICO points? Do you find that your FICO score growth over the year restores that drop? Are you starting a new FICO advisory service to time the application?
 
i don't know mine but on a whim i applied for one of them online credit cards, i do that about once a year around this time. as soon as i get the rejection letter i will ask for a free copy of my credit report used in determining the unfavorable judgement.

whoa, look at that, i just saved $15 bucks, this credit stuff is cool.
 
782 Equifax
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825 Experian
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794 Transunion


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Great scores, my credit score dropped when I closed off my paid cc accounts. If I knew then what I know now, I would of kept them open and used them twice a year just to show activity.
 

Buster

Well-known member
I hope this is not inappropriate or too personal to ask or talk about...

Last night I spent my $15.00 for a complete Equifax credit History and Score..I do this once a year around this time..

My FICO score came back at 811.


Post what yours is here if you happen to know....
 
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