Adding secondary beneficiaries

retread

Member
I'd like to add secondary beneficiaries for my kids. However, I don't see an option to add a secondary beneficiary. I see an option for Contingent. I just want to confirm if Contingent means secondary in this awful web site <smh>. Thanks.
 
Contingent beneficiary will only inherit anything if all primary beneficiaries are deceased. There is no "secondary" category.
 
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