Recent content by UNIX84

  1. UNIX84

    UNIX84 Account Talk

    With a bit of luck, I might get to $600k at the end of the year. Less than 1% away. But all bets are off, it's December around a major government transition. I could not max out the TSP this year. Too many people in hospice, or receiving elder care. One came as a complete surprise. 41 years...
  2. UNIX84

    UNIX84 Account Talk

    I do not think of myself as a smart person. Just a normal guy who made some dumb decisions, then learned from those mistakes, still made dumb decisions but benefit from a long bull run on the market. I'm still trying to figure it all out. I read a post by the Financial Samurai where the author...
  3. UNIX84

    UNIX84 Account Talk

    With today's market close, I should surpass my previous all time high as well as break the 400k barrier for the first time.
  4. UNIX84

    UNIX84 Account Talk

    Managing Expectations: I previously mentioned that I grew up poor, and this rears its ugly head every few months with family. What was once pride at me making it through high school and joining the military turned into resentment over time as that military career turned into a college degree...
  5. UNIX84

    UNIX84 Account Talk

    In 2012, I made a spreadsheet that made a specific set of assumptions about my career and Thrift Contributions. This included I would stay all in equities, not try to time the market, and would always max the TSP. One column had 6% growth; one 8%; and one had 9.77% which at the time was the...
  6. UNIX84

    UNIX84 Account Talk

    I just saw that we are going up to $23,000 as the limit in 2024. With 26 pay periods (bi-weekly), that makes it $885/pay period as my contribution. I could likely just go up to $900/pp, which puts me at $22,500 by pay period 25. My matching contribution is still much less than the $500 I would...
  7. UNIX84

    UNIX84 Account Talk

    Background: I grew up very dirt poor, like you wouldn't believe. Without too many details, I did not have running water my senior year of high school and I am the only one from my neighborhood to graduate college and survive past 30 without going to prison or being buried. I joined the...
  8. UNIX84

    UNIX84 Account Talk

    Another reserved post for future use.
  9. UNIX84

    UNIX84 Account Talk

    Reserved.
  10. UNIX84

    UNIX84 Account Talk

    My historical End-of-year Account Balances for reference: YEAR // EOY BALANCE TO NEAREST $1000 ------------------------------------------------- 2012 // $5000 2013...
  11. UNIX84

    UNIX84 Account Talk

    Hello everyone. I have been reading this site for about a decade now, and always feel like I have been a part of this community, but I've just never posted. But now I hope that I can maybe inspire some young buck the way that some of you older members inspired me over the years. As of right now...
  12. UNIX84

    Long Time, First Time

    A little bit more: I was military for a few years, worked the private sector for a while where I moved up incredibly fast, came back but never maxed the Thrift until I was 30. I am now a Fed, GS-13 level, with no desire to move up. I am comfortable with my job. I have no willingness to...
  13. UNIX84

    Long Time, First Time

    I've read TSPTalk since about 2013, and apparently registered twice since then according to my Firefox password manager, but neither of those passwords work and I don't know what email address I used. So third time is the charm. I am a late 30's system administrator, sub-400k in the TSP. I've...
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