Recent content by swsop

  1. swsop

    Phased Retirement Guide

    Just received this from Fedweek. Download Now: Federal Employee's Guide to Phased Retirement! Ever wish you could ease out of your federal job and into retirement instead of abruptly dropping off Uncle Sam's employment rolls? Now you might be able to do just that. Welcome to "phased...
  2. swsop

    Swsop's Account Talk

    Wow nice to be back, lots of changes to the site and it just might take some time for me to get used to again. Thanks Tom for the wakeup call email about still being around. Looking forwarded to hanging out again with TSP Talk. My holding are 40G-10F-30C-15S-5I for the last 2-1/2 years with...
  3. swsop

    FERS Retirement NEWS

    Has anyone heard any news on this? My supervisor just emailed this out for anyone who is able to retire under FERS!!!! The supplemental that you usually receive until the age of 62 will stop at the end of this year. Based on retirement specialists….If you can retire in FERS you should by the...
  4. swsop

    Hay Pat, - Sorry I am just getting back to the board. I went to Jamaica with the FAM for my...

    Hay Pat, - Sorry I am just getting back to the board. I went to Jamaica with the FAM for my sister and brother-in-law who renewed their 25th wedding anaversity vows on the Island beach of Montego Bay. Hope every thing goes well with the removal. Ya the market is a bear. No not the part of...
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  5. swsop

    Hi Pat, Just though I would stop by today... Glad I did and you'll on line. Barbara

    Hi Pat, Just though I would stop by today... Glad I did and you'll on line. Barbara
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    • Profile post
  6. swsop

    Playing The Point Spread

    January 18, 2008 (Retirement & Financial Planning Report) If you refinanced your mortgage last year, review your settlement papers as you get ready to file your 2007 tax return. Any points you paid to refinance a mortgage can be deducted over the life of the loan. Even better: if the loan...
  7. swsop

    Tax Report

    Changes for 2008 Help Higher-Income Taxpayers By TOM HERMAN Upper-income taxpayers stand to benefit the most from tax-law changes that became effective Jan. 1, including one that will allow many people to keep more of their personal exemption amounts and itemized deductions. Yet many other...
  8. swsop

    High-Risk Retirement Portfolio

    High-Risk Retirement Portfolio Not Always Taboo by Eric Petroff When it comes to risk planning in investments, especially in retirement, take care not to go about it the wrong way. Don't make the mistake of establishing unrealistic return goals and forcing yourself into an asset allocation and...
  9. swsop

    Best insurance moves to make in 2008

    Overall Review your coverage: Whether it's home, life, auto or health, you want to take a good look at what you're buying before you renew. Companies often make changes from year to year. Look at the policy as if it were brand new. Does it suit your current needs? Will it be a good fit for...
  10. swsop

    Save on Gas

    WHILE CONGRESS DEBATES whether to send consumers $100 gasoline rebate checks or temporarily suspend the 18.4-cent federal gas tax, it's up to you to fill your tank for less. With prices topping $2.92 per gallon of regular unleaded, according to the latest figures from AAA, chances are you're...
  11. swsop

    Thrift Savings Plan Growing and Changing

    Tuesday, January 8, 2008 At the Thrift Savings Plan, 2007 was a year of growth and 2008 looks like a year of change. The TSP's stock, bond and government securities funds posted gains in 2007. Leading the way was the international stock index fund, with an 11.43 percent rate of return. The...
  12. swsop

    News about Federal Employees

    New Policy in Place for Civilian Pay Raises at Defense By Stephen Barr Friday, January 4, 2008 It's a new year and there's a new pay policy at the Defense Department. About 100,000 civil service employees covered by a new performance-based pay system will receive 60 percent of the base...
  13. swsop

    Explanation & Excuses From Tsp.gov

    TSP Explains New Limits on Transfers Jan 02, 2008 TSP Explains New Limits on Transfers The TSP has put out this summary on its decision to impose new limits on the number of interfund transfers that investors may make. http://www.fedweek.com/content/hfi/showpage1.php?title=2008-01-02 Swsop
  14. swsop

    Contributions for TSP Investors Staying Same

    The IRS-imposed dollar limit on allowable individual contributions the TSP will stay in 2008 at the $15,500 limit applying in 2007. Those under the FERS system should make sure to structure their investments so that they can keep contributing throughout the calendar year; when they hit the...
  15. swsop

    Protecting Your Nest Egg in a Recession

    Anyone nearing retirement is old enough to remember the recession of 2001. While the experts were debating whether the country really was in a recession -- and if so, when it would bottom out and when the recovery would start -- your portfolio was probably losing value. It's rotten enough to...
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