Recent content by pyriel

  1. pyriel

    Whipsaw's Account Talk

    Hi whipsaw, LOL I am also just getting back to our roots... Good to see ya!
  2. pyriel

    Pyriel Account Talk

    OMG! Logged back in on 2013 after being gone for a long long time. I am now just logging back in again. What brought me back? I finally got around to checking my tsp account;( Quite disappointing... Changed to CSI with 30/30/40 allocation since after the 2008 crashed and never touched it...
  3. pyriel

    Let us do a rental property exercise

    Very intuitive Valkyrie and burrocat... On a bigger scheme, there are losers and winners for those who plays in real estate. What we all have to do is to reduce the amount of risk. Risk is a relative term because some people are able to absorb risk while others, such as those not accustom to...
  4. pyriel

    Let us do a rental property exercise

    I'm seeing some good returns here from those being tracked.... I'm very impressed and kudos to those who have been keeping up withe their TSP portfolio. I have an exercise here that i'd like to present just in case some of you would like to dabble into real estate. A friend of mine just...
  5. pyriel

    Birchtree's Account Talk

    hi birch... good to see you...
  6. pyriel

    Pyriel Account Talk

    Hi All!!! It's been awhile since i've been here:) Lots have changed, I see. I see some of the old timers are still here. I'm glad to see that... Jim, thank you for sending me that email a year ago lol... As you can see, i finally got around to reading it. Some update with me;) I was 100% I...
  7. pyriel

    Pyriel Account Talk

    Norman, Scout, and justbizness45 Good day to you all... I was watching the news last night about what has happened with the $700B bailout stimulus plans. The bank industry got a good dose of that but the question I have is that what are they doing with it? Are they giving out more loans? If...
  8. pyriel

    Pyriel Real Estate Corner

    Glad to be out of Afghanistan back with my family. The market sunk while I was gone and if I had stuck with my strategy (100% stock Nov-April/100% G Fund May-October) I would have been ok. Too bad I didn't have the connectivity at the place where I was deployed. But that is ok... What comes...
  9. pyriel

    Pyriel Account Talk

    Hi Guys...;) I finally made it back. It seemed that the market crushed me while I was out playing GI Joe;) I never got out of the I fund;( EW thanks for not kicking me out of the tracker, lol, although maybe you should have since i've lost 44% since Jan lol... I'm glad that this site is...
  10. pyriel

    Pyriel Account Talk

    Just got back from a long mission and i give up trying to move my funds for this year. I'm still 100i fund grrrrrrrr. I'll stay this way for the rest of the year till I get out from my deployment. cya...
  11. pyriel

    Foreclosures in Military Towns Surge at Four Times U.S. Rate

    A tech sergeant in the AF is an E-5. A mortgage with 1,100 monthly payment should have been covered by BAH when he was deployed. The calculation formula for BAH is amount of loan divided by 120 which will put his mortgage loan to 132,000. Well below the maximum level that an E-5 is entitled...
  12. pyriel

    Pyriel Account Talk

    Tnx for the update Nnutt, i've read Tom's daily comment and loked at his seasonality analysis so I will be jumping to the G fund before 1200 hours 3 June. Actually my wife will do it since I will be on a mission. I know that i'm supposed to go into the automatic tracker but i'm just not able...
  13. pyriel

    Pyriel Real Estate Corner

    Hello all, I totally understand what Asylum is referring to about banks tightening their belt and looking at the loan application with a magnifying glass. However, these loans are usually coming from new or secondary homeowners. I remember when I first bought my first property, it took 3...
  14. pyriel

    Anyone have any experience with WAEPA life insurance?

    I have many different kinds of insurance. Whole life and Term insurance. Now we can all discuss this any which way but it boils down to the individual. I know what people are going to say that whole life is a waste of money and it would be better to invest that with something else. We can...
  15. pyriel

    borrowing thrift for a home.

    Hmmm... borrowing from tsp to put money for house downpayment? Pretty much this is what I summed up with this discussion. We are so focus on how the 50k would affect the TSP but we didn't look at the RE benefit of this deal. Someone who is buying a 150k home will now only owe 100k at the...
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