Recent content by Pete1

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    L-Funds the way to go?

    A 3 std loss, especially just into retirement, would quite frankly, suck, especially for those depending on their TSP accounts for a significant chunk of their retirement income. Rick Ferri's new book "All About Asset Allocation" includes a gut check simulation that most would be wise to consider.
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    L-Funds the way to go?

    Regarding std, I guess the experts are encouraging investors to consider the potential of a 3 std annual loss during the investors lifetime. In the case of L2010, that would be pushing -22% using the TSP return/std assumptions listed on the fact sheet. This sounds unlikely given that 95% of...
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    L-Funds the way to go?

    Saturneptune: First, I would recommend that you go to tsp.gov and read the L fund information sheet and play around with the slide rule showing how the asset allocation becomes more conservative over time. The fact sheet indicates that if you will withdraw funds sooner than 2008, go with L...
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    L-Funds the way to go?

    Saturneptune, Negative comments about C, S, I basically equate to a bear market mentality. So, are we in a bear or bull market? Nobody really knows. Members can speculate about where stocks and bonds are headed but they do not know what the market will do tomorrow, this year, or even the...
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    Financial Engines

    "The G fund contains U.S. Treasury securities that together earn a return similar to that of intermediate to long-term U.S. Treasury securities. Because the G Fund securities typically mature in one day, the risk profile of the G Fund securities is similar to the risk incurred by shorter-term...
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    Financial Engines

    Financial Engines is a wonderful long-term financial planning tool available free of charge to TSP participants. The website's founder, William Sharpe, is a Nobel Laureate and is most commonly known in the financial world for his development of the "Sharpe Ratio." Just go to...
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    Bears Vs Bulls

    imported post Dr. Bernstein's view on the housing market: Efficient Frontier William J. Bernstein Why You Can’t Afford a House in San Francisco Is there a housing bubble? Why are homes in some cities outrageously expensive, while those in other cities easily affordable? In...
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    Bears Vs Bulls

    imported post Enter Shiller's antithesis, Jeremy Siegal: The Future for Investorsby Jeremy Siegel, Ph.D. Finance Home > The Future for Investors > Is Real Estate a House of Cards? Is Real Estate a House of Cards? by Jeremy Siegel, Ph.D. Utility Links Printable View...
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    Jonathan Clements of the WSJ

    imported post I would highly recommend that everyone check out Jonathan Clements' column in the Wall Street Journal. Here is his latest: Five Bits of Conventional Wisdom to Ignore By JONATHAN CLEMENTS Staff Reporter of THE WALL STREET JOURNAL Question everything. The longer I write this...
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    Long Term: Buy and Hold

    imported post How Not to Ruin Your Lifeby Ben Stein Finance Home > How Not to Ruin Your Life > Cement, Steel, and Stocks Cement, Steel, and Stocks by Ben Stein Utility Links Printable View...
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    Market Talk

    imported post An interesting take from Ben Stein regarding Greenspan and raising interest rates: How Not to Ruin Your Lifeby Ben Stein Finance Home > How Not to Ruin Your Life > I Love You Alan Greenspan, But ... I Love You Alan Greenspan, But ... by Ben Stein Utility Links Printable...
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    Market Talk

    imported post Dennis, Your post begs the question - why hasn't the S&P500 taken off? Are expectations so highthat the 500companies mustcontinue to beat expectations every quarter just to tread water or are buyers still afraid of another 2000-2002, or....?
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    Interfund Transfer 10/27 for 10/28/05

    imported post It will be interesting to see how the competitive bidding process for F, C, S, and I plays out. If Barclays loses and a domestic firm wins, you folks may have more leverageto push for alater deadline. I don't recommend frequest trading but Iwould like for TSP to beup to date. Both...
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    15k limit by year 2006. Are you ready?

    imported post From InvestorSolutions.com: Coming Soon: The Roth 401(k) Richard Feldman, CFP, MBA 08/02/2005 - The Roth 401K may well be the best retirement vehicle to come along in the past 20 years. The Internal Revenue Service has recently released proposed regulations for...
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    15k limit by year 2006. Are you ready?

    imported post Thanks, everyone. Pyriel - not quite a fortune but hopefully, will be enough to stay away from the cat food line. I have heard $15K will be the annual max. Could be all to tax deferred, a combination of both, or to a Roth 401K, just can't exceed $15K annually.
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