Recent content by Ed

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    To Roll or not to Roll

    I'm in a similar situation and it's a tough call; still undecided but leaning towards leaving in TSP b/c of low expenses, simplicity of investment choices, and away from investment sharks who may be able to take advantage of a mind growing old. - Ed
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    Moving your money to a 401(k) plan elsewhere.

    Great idea; plus "pros and cons" of moving from or staying in TSP would be extremely helpful for us soon-to-be retirees. Ed
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    Maximize TSP contributions for Jan.3 retirement

    Thank you. Ed
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    Maximize TSP contributions for Jan.3 retirement

    Does the transfer from Voluntary Contribution Plan to TSP include both principal and interest? Do you have the reference publication? Many thanks, Ed
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    Long Term Tally

    Here is my view for whatever it's worth of "buy and hold" versus "market timing" which has, frankly, changed over the years of investing. It reminds me of the "buy term and investment the difference" debate which revolutionized the industry some years ago or the "passive versus active"...
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    TSP NOT tax deferred in some states?

    Thank you for the web site; very helpful. Ed
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    TSP NOT tax deferred in some states?

    1) Do you have a source that shows which states exempt federal pensions from state income tax? 2) 1) Do you have a source that shows which states exempt TSP distributions from state income tax? Many thanks, Ed
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    I just Joined

    Correct.
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    Interfund Transfer 10/02 for 10/03/07

    Interesting indeed!
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    If I know my income will increase in the next few years...

    Go for it...sounds like a good plan...I like to know which job and agency you work for; I'd like to apply. Ed
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    Break even point for TSP real estate loan?

    This may help which is the cost of TSP loans. http://www.tsp.gov/cgi-bin/byteserver.cgi/forms/oc96-16.pdf Ed
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    Recommended allocations after retirement

    You can check the web site for Monte Carlo Simulation Models which may provide a key to the proper asset mix in retirement to avoid outliving your money. Ed
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    Confused about ANNUITIES

    Sound advice...thank you. Historical TSP annuity rates have exceeded 9% when "i" rates were high. Interest rates will eventually go back up, and suggest when that time comes, you may want to take another look. I sure wished to have locked in Treasury Bonds at 13%-14% back in the 1979/1980...
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    Who wants to be a Millionaire?

    I agree; start early and max out as much as possible. Our goal when I hit MRA hit in 13 months was to have $1M in our TSP accounts (mine and wife). Getting very close if not at MRA then hopefully in a few extra months. Great advice for new TSP starters. Us older TSP folks are living prove...
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    Protect Yourself Against Inflation

    Thank you...sound advice. Ed
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