Recent content by dtech77

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    Saving Electronic Official Personnel File (e-OPF) at retirement?

    As I'm counting down to my retirement in a few weeks, I'm not sure if I should download my e-OPFs. I don't plan to return to the government and don't really see the reason to save these files (as they contain sensitive personal data (DOB and SS #). Beside for use for employment, I don't see how...
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    Retiring next month and FEDVIP coverage

    Thank you, papahotel66 and nasa1974a-. papahotel66: did you have to call BENEFEDS to request for the bill or did they just send you the bill automatically?
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    Retiring next month and FEDVIP coverage

    At last, I will be retiring at the end of next month! It is my understanding that my FEDVIP coverage will continue. However, I will need to pay the premiums directly while OPM is processing my retirement application. Do I need to call BENEFEDS to arrange for the payment? Or will BENEFEDS send...
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    How to make a 59.5 Withdraw to a Vanguard rollover IRA

    That's good to know. I'm still new to the TSP website. How do I navigate to the rollover section? Is it under Withdraw? Also, if everything is online, does it mean that TSP transferred your funds electronically instead of sending Vanguard a check? If it is all online, then I would feel safer to...
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    How to make a 59.5 Withdraw to a Vanguard rollover IRA

    I’ll be able totake a 59.5 withdraw from TSP in a couple of months without the 10%early withdraw penalty and would like to rollover a portion of my TSPsavings to Vanguard. Has anyone rollover a 59.5 withdraw to arollover IRA in Vanguard? Given all the issues that I have heardabout the new TSP...
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    Accessing Employee Express

    Hi, I have not access Employee Express for a few months and am surprised that the website is now direct to a website called login.gov. Has anyone used login.gov to access Employee Express? Login.gov is asking me several personal data that I want to make sure it is an official website and safe...
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    Bucket Strategy with TSP and Vanguard accounts

    I don’t see a real advantage to do a yearly rollover. It was just a thought. Thank you for the info about one-per year limit. This is very useful to me.
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    Bucket Strategy with TSP and Vanguard accounts

    Thank you for the quick reply. It is good to know that I can do a direct roll into an IRA once a year. This would work perfect for my bucket strategy since at the beginning of each year, I just need to do a direct rollover of my expected spending for that year:-)
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    Bucket Strategy with TSP and Vanguard accounts

    For my retirement, Iwill have ~80% of savings in TSP and the remaining 20% inVanguard. When I retire(between age 58 to 59), I plan to roll over a portion of my TSPbalance to Vanguard. Am I only allowed one time rollover at the timeof retirement? Is it possible to rollover additional amounts...
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    Three ITF

    My allocation is at 50 C / 50 S and I have used my 2 ITF this month. I would like to move to 25 C / 25 S / 50 G later this month. Is this allowable since I am moving money to the G fund or is 100 G my only option for the reminder of this month? Thank you.
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    Bucket withdraw with L funds

    Thank you both for answered my question. I can now keep my L2030 untouched until I withdraw all the money in my L2020 funds.
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    Bucket withdraw with L funds

    My TSP account is currently allocated to 50% in L2020 and 50% in L2030. I hope to retire in 2.5 to 4 yrs. My contribution is also set to 50% in L2020 and 50% L2030. When I retire and start to withdraw from my TSP account, may I only withdraw money (say $50K) in my L2020 funds by taking the...
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    FERS MRA+10 Age Reduction

    Thanks for the link. I was hoping to find some confirmation on whether the reduced annuity will be the number of years under age 60. Maybe the rule has change.
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    FERS MRA+10 Age Reduction

    I would like to retire before 60 under the FERS MRA+10 option. However, I will be hit with the 5% per year under age 62 annuity reduction. I seem to recall having read some literature that if I have more than 20 years of service(which I have), then the age reduction would be 5% per year under...
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    Any advantage to using a daily rebalanced fund?

    Thank you for your prompt reply. Just to make sure that I understand your recommendation. I would do a <1% ITF twice a month (1st and 16th of the month) since each <1% move counts as an ITF. Though with the ~15 day interval, the changes in the percentage may be >1%. Hence, I might as well...
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