Recent content by chpwolf

  1. C

    Maxing out TSP, can I still contribute to a Vanguard Roth IRA?

    Thanks, all, been a bit busy lately and unable to respond. The "accountant" is a big box store type that is generally frowned upon in the tax world. :) I started with them when I had to put our house up as a rental when we moved in 2009, and going to someone else just made it easier to manage my...
  2. C

    Maxing out TSP, can I still contribute to a Vanguard Roth IRA?

    Thanks. Are you aware of any TSP/IRS literature that says as much that I can show accountant? They don’t seem to think I can contribute more after maxingmy employer plan.
  3. C

    Maxing out TSP, can I still contribute to a Vanguard Roth IRA?

    Never found an answer to this, so we just contributed to spousal non-working traditional IRA. Got a rebate on taxes now, and we'll be in lower bracket @ retirement, so think this worked out for us.
  4. C

    Maxing out TSP, can I still contribute to a Vanguard Roth IRA?

    As title says. I'm currently blessed that I can max out my TSP contribution. I have a little from a previous employer currently in a Vanguard Roth IRA as well. Can I also contribute to a ROTH up to the ROTH limits ($7K for me - over 50 and $6K for my non-working spouse) for a total going towards...
  5. C

    Find your new tax brackets under the final tax plan

    Forgot to add: 2017, I itemized and my standard deduction + exemptions was $30K. 2018, I took standard $24K deduction and (there are) no exemptions.
  6. C

    Find your new tax brackets under the final tax plan

    I stumbled across this Friday. I didn't reply yet as I had an appointment with my tax pro yesterday. This is my experience, comparing 2017 --> 2018. After filing 2017, my TP estimated my current settings would put my refund at about double ($2300 - $4500, roughly). My employer, in January, 2017...
  7. C

    Guess the Dow Contest 2015

    Easy contest. :D 19,935
  8. C

    Oil and the C and S funds

    felixthecat: How do you see the C and S fund current prices (e.g. "as of a couple minutes ago." I'd like to look at current prices before making changes, but haven't learned where to check them yet. Thanks.
  9. C

    Different Ways to Calculate Rates

    Thanks for the information. I knew it didn't look right - that's why I started with the questions. Looking at my numbers again, I tried to follow method #3. A - 12/31/12 EOY balance B - 12/31/13 EOY balance C - contributions & match in 2013 D - 12/31/14 EOY balance E - contributions & match 2014...
  10. C

    Different Ways to Calculate Rates

    I thought I replied, but do not see it. It could very well be that I'm using incorrect numbers. I was using the 12 month PIP that TSP shows every ~3rd day of the month. Should I use something else or calculate a monthly return in a different manner?
  11. C

    Different Ways to Calculate Rates

    I have to question method 2 as being the most accurate, or even accurate at all. Here are the numbers from my 2014: Jan 1.1802 Feb 1.2445 Mar 1.2073 Apr 1.172 May 1.1918 Jun 1.2368 Jul 1.1408 Aug 1.1914 Sep 1.0848 Oct 1.074 Nov 1.0713 Dec 1.0338 (* all) 5.372357...
  12. C

    Post Your "12-Month Personal Rate of Return"

    Y'all are doing great. My 2014 wasn't as good: Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 3.38%. But it sure beats a stick in the eye.
  13. C

    Question about IFTs, balances, calculations, and even premium services

    An additional question: If I look at an annual statement from TSP, it shows beginning balance, contributions/additions, withdrawals/deductions, interfund transfers, investment gain/loss, and ending balance. It also shows "Your 1-Year Rate of Return". How do I use the figures that are...
  14. C

    Question about IFTs, balances, calculations, and even premium services

    When I first started federal service (about 3.5 years ago), I moved to accept the job. As a result, a lot of my paperwork (account numbers/initial passwords) were sent to the old address. This put a few of my contributions into the G fund (or maybe it was the match?) before I was able to switch...
  15. C

    FNG - chpwolf

    Good evening. Stumbled around and found this site, figured I would sign up and see what I can learn with mild browsing. I am intrigued with much of the returns I have seen and am interested in learning more about the concepts. I have had a few curve balls that I have had to overcome...
See more
Back
Top